Alliance Credit Card That's You:niquely Yours

If you all have read my post on the Alliance Bank event that I went to, you'll have know that Alliance Bank has come out with a You:unique credit cards that allows you to put your face or any picture of your choice and be printed on the credit card. The picture is subject to approval because no obscene picture is allowed.

As I've mentioned in my post in the event, You:nique is not only about your face on the card. It also allow people like you and me to choose the from three choices of card features, which is Great Rebates, Great Rates or Great Rewards.

Imagine, now if I have two other identical triplet brothers. Eldest brother name is Daimon, the middle, Chumon, and the youngest is Simon, that's me. Our face is somewhat identical, so the picture on the card that we upload looks the same.


Daimon Seow

Chumon Seow

Simon Seow

Even though the design may look the same for me and my two identical brothers but each of us has different personality.

Daimon is very careful in spending when it comes to credit card, he always clear his credit card bill on time. He also like to see hard cash rebate. So, he opted for Great Rebates which allow him to get monthly cash rebates up to 2% on all retail purchases, without any restrictions to petrol, groceries or specific merchants. Daimon spend about RM 250 for petrol every month, and RM 300 for groceries. At 2 % cash rebates, he'll be getting back about RM 11 every month and RM 132 for a month. It might not be much but hey it's something for nothing. He's getting some extra cash just by spending what he must spend on regularly.

As for Chumon, he's a the type that like to stretch his cash to the max to create more cashflow for his business, so he sometimes only pay the minimum. He don't mind paying finance charges. So, he opted for Great Rates, offering a flat finance charge at 9% p.a. which is drastically lower than the current market rate of 18% p.a. Now, Chumon is getting 50% discount from the normal finance charge on credit card by other bank institution. With the extra charges saved, he can use it as a cashflow for his business. Now this offer is very suitable for businessman like Chumon.

Well, as for me, I always like to get as much reward points as I can to exchange for the item that a credit card has to offer. So, the Great Rewards is definitely my choice, which will get all my local and overseas retail purchases except petrol and government agencies will entitle me to 2X rewards throughout the tenure of the card, not just during promotional periods. Now, I can get to exchange items from the catalog in half the time as it normally would take me to do so. So, it means either in a year I can exchange more items in or I'll go for the higher end item in a shorter time than other card programme that I am currently using. This is for as long as I am using You:nique, which unlike some other that only for a certain time frame. Unless, I change it to Great Rebates or Great Rates but I'll stick with this for awhile.

So, even though Daimon, Chumon and I are triplet and look alike and our You:nique credit card also has almost the same look, our card features are very different from each other.

From the example I've given, we can see that You:nique is for the current moment the one and only credit card that give you such flexibility in customizing the look and features. Oh, if you don't want the hassle to upload your picture, you can choose the card design from the photo library available when you start Step1: Design. Please be note that there's a minimum dimension of 1020 x 660 and only in JPEG format for uploading picture.

Upload your own photo or choose from the photo library.

After that, it's time to preview your design on a credit card in Step 2: Preview.

When you're satisfied, and you've read all the terms and conditions. Then check on the check box and confirm your design by clicking on the CONFIRM DESIGN button. Then, this will be the last step, Step 3 : About You. This is where you fill in the necessary details. You'll be contacted to let you know that your design has been accepted.

Just three simple steps to get your own customized Alliance Bank You:nique credit card. Do it before 31st of March and enjoy waiver of RM 38 joining fee and 3 years of annual fees!



*Disclaimer: The information here is only to let the public knows that there's this customizable credit card in town. Please make sure you read clearly all the terms & condition on the Alliance Bank You:nique website before you make any decision.

Alliance Bank, Put Your Face On The Credit Card

Last Wednesday I was invited by Nuffnang to a feedback session for Alliance Bank soon to be launch credit card package call You:nique. The venue is HQNine in Plaza TTDI.

I saw Nicholas and Robb from afar.

I registered at the entrance, some self introduction and got a nice goodies bag from Alliance Bank. It consists of a Notebook PC bag, and an Alliance Nano Bear (air purifier that doesn't use fragrance but nanotechnology to absorb the stinky air and it's now sitting in my car)

Goodies bag with my name on it.

This session is somewhat also a small bloggers gathering, met a few prominent bloggers there. This is the first time I meet Huai Bin of SixthSeal.com in person. He started blogging since 2002. A very seasoned blogger.

From Sibu and now work in Klang Valley.

Then Robb challenged Huai Bin to a arm wrestling match. I think both of them go to gym.




Saw a pretty familiar face there, Ginny lah, who else? Almost every event I went to, I'll see her there.

Her blog is pink too.

The surprise of the night is that 3 Malaysian Dream Girl Season 1 were there too.



Hanis, last met her since Nuffnang Wild Live party. She's a model with AndrewsModels now. She'll be continuing her study soon, she told me.

The other two, are non other than Cindy and Ringo. From disliking each other to bff. It's weird how things turn out.

Guys, please don't envy me, it's not what it seems to be.

Okay, now let us go back to business.


Nicholas representing Nuffnang, did an introductory opening.

Ken from Alliance Bank, did a brief explaination of what's the session all about.

Basically we were there to gives feedback and questions on You:unique credit card that will be launched soon by Alliance Bank. Edmund will be the one to take us through what is You:unique all about.

Edmund telling us the conceptualization till the end product of You:nique. Which still need some fine tuning before launching the product, here's where our feedback comes in.

So, what is so unique about You:nique (pun intended). First unique feature that one can visually see is that you can put your own chosen picture as the card design. Yes, that's right, what I meant in the title that you can put your face on the credit card is not like you take a passport size photo and can it on the card. For example, when you're applying You:nique credit card online, you can upload your gf/bf's picture (limited to 2MB currently), crop it, and to be printed on the You:nique credit card. If you guys/girls sub out a credit card to your gf/bf, then whenever he/she uses the credit card knows that who's paying for the credit card bill if you put your own face on the sub card.

Here's a sample.

You can put your childhood photo on the credit card.

You:unique is not only about the design of the credit card but more customizable features that you don't see visually. More details, after the launching.


Pam was so diligently taking down notes.

The Striped Brothers, David and Joshua were in da house.

After, the Q&A sessions, it's time for some food. Most of us haven't had our dinner yet. We're damn hungry already.



Cindy taking some soup. Now only I noticed that her bag is transparent.

We're having chicken rice, samosa and fried spring roll. The chicken rice and samosa is very nice.

I of course down it with this.

I didn't manage to take a picture with Yatz that night. Well, it won't be the last time I'll be seeing him anyway.

ST was there to shoot us.

Had small talk with Ken and Edmund. Their team has been working very hard in this project. As they say, in the banking industry Alliance is like David vs Goliaths. It's not easy getting a piece of the cake from those big boys.

We all then adjourned after the meal. Most of them had other plans while I have to go to work. -_-

So then here I'm signing out and more on You:unique after it launches.